Feeling apprehensive? That's good.

Certainly uncertain

Ever been put off by the overconfident sales person who expresses complete certainty about everything? 

I don’t just mean car salesmen or real estate agents. We can include many a transaction-based dialogue, from insurance brokers to shop assistants. Early in the year, otherwise respected market commentators turn to flawed futurism as they come under pressure to forecast what’s ahead.

I prefer those who are confident but also realistic. It turns out most people do.

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Why you are not always a great leader

Sometimes it’s someone else’s job.

Winston Churchill was a great wartime leader. If you took out the word “wartime”, would the statement still stand?

At school his achievements were patchy. As a politician he was deeply divisive. He made some massive policy errors. By returning Britain to the gold standard he helped trigger the Great Depression.

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